This course is for people who want to learn more about personal finance, mortgages, insurances, stocks, share and investments, and learn to draw up an effective home budget. By the end of the course you will be able to: Negotiate better with financial services providers, Make a simple balance sheet of their assets and liabilities, Make a simple monthly budget, Explain different savings and investments- Bank accounts, savings accounts, tax free savings, Introduction to shares, unit trusts and pensions, Describe different types of insurance such as motor, home, travel, life and be able to negotiate the correct, cheapest cover, Explain different types of borrowing - credit cards, personal loans, mortgages, money shops and Describe common financial scams.